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Why do I need insurance?

Disability service providers do invaluable work in our community. It’s therefore vital for the whole community that you, and the work you do, is properly protected through insurance.

It is a fact of life that accidents and mistakes can happen and unfortunately these can sometimes have legal, reputational, regulatory and/or financial consequences. Insurance policies are designed to protect individuals and organisations when they need to make a claim. These claims can be anything from a lost laptop to a complex liability matter.

Some services that you deliver to clients are riskier than others. In order to gain a clear understanding of your risk exposures, it’s sensible to work with an insurance broker with expertise in providing risk management advice and appropriate insurance solutions. You should always consider if the insurance is suitable for you and read the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) before buying insurance.

How do I identify risks?

How do I manage risks?

Should I use a Broker?

NPD Member-Exclusive Package 

NDP encourages members to research and obtain quotes from a range of insurers before deciding on a product that best suits your individual needs. To get you started, Gallagher has created an insurance product specifically for sole traders in the disability market and exclusively available to members of National Disability Practitioners (NDP). 

Gallagher’s FSG is available here.

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 Contact Gallagher



NDP, a Division of National Disability Services (NDS) is not licensed to provide you with advice in relation to insurance. We do not make any recommendations to you in relation to this or any other financial service or insurance product. We are merely informing you of the contact details of Gallagher, an Australian Financial Services Licensee, who is able to provide you with financial product advice and dealing services. Before making a decision you must obtain, read and take advice on the relevant Product Disclosure Statement available from Gallagher by calling them between 8:00am and 6:00pm AEST, Monday to Friday on 02 6283 6514 or obtain such other advice as you consider necessary before deciding to proceed with any product. We are not representatives of Gallagher but if you purchase insurance from Gallagher, NDP will receive a commission that is a percentage of the ‎‎premium which will assist NDP in advancing the interests of its members. ‎

For any questions, visit the Gallagher website, call 1800 931 134 or email This email address is being protected from spambots. You need JavaScript enabled to view it.